MySynchrony

Content rating
Everyone
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Seeking a reliable utility that is exciting? MySynchrony under the APPzone lineup is your ideal pick. This masterpiece by Synchrony is ready to serve you. Discover Finance.

Step To Fix Lag And Problems MySynchrony

Download the MySynchrony App today to securely manage your credit card accounts* all in one place.
With this mobile app you will be able to:

• Manage your Synchrony issued credit cards in one place
• Log in securely using Biometric Authentication
• Schedule and manage payments for your accounts
• Check your balance and credit limit anytime, anywhere
• Review your transaction and payment history
• View your statements and manage your statement delivery preference
• Securely add or delete multiple bank accounts that you'd like to use to pay your bill
• Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood
• Access the Finance 101 blog to stay in the know on tips to better manage your finances
• Discover answers anytime with our 24/7 Knowledge Center for cardholder resources.
• Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you.

(For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.)
*Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras
Download the MySynchrony App to manage your accounts securely and conveniently!
Updated on
Aug 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Device or other IDs
  • No data collected
    about how developers declare collection
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

68K reviews
Lance Frazier
November 30, 2024
Many 'store' credit cards are held and serviced by Synchrony. The app is okay; nothing special to note. The problem with Synchrony is that they will change your credit limit based on your carried balance (many stores offer '6 mo. same as cash' or 24 mo. with no interest'). This triggers the bank to lower your available credit because you carry a balance. Also, if you go several months to a year without using the account, Synchrony will CLOSE it without notice! I've had this happen more than once
403 people found this review helpful
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Nicole Vande Berg
December 23, 2024
Edit: I haven't been able to get into this app now for a week. It keeps saying it can't process my login request. App works half the time. Can't seem to sign frequently enough that it gets annoying trying to manage anything. Unrelated to the app, their customer service is clueless. I had to call three times to add my spouse to my account. They kept telling me he was on there, yet he never got a card for over a month.
417 people found this review helpful
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Jason Fether
March 2, 2026
It was easy to access my Synchrony credit card through the original Synchrony app before. Now I've been forced to switch to this app which clearly wasn't properly developed before discontinuing access in the original app. I've had to set up my account three different times now because the developers can't decide how they want the app to work. The validation and verification only works about half of the time, so even when it is functioning it takes a while just to access my account.
64 people found this review helpful
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What’s new

What’s New

Thank you for using the MySynchrony mobile app. Each new version includes general performance improvements as well as new features to upgrade your experience. In this version you will be able to:
• Opt-in to receive Payment Notifications for upcoming payments so you never miss another due date.
• Discover what the Synchrony Marketplace has to offer with a new Featured section comprised of deals, what’s hot and trending in the Synchrony Marketplace, merchant spotlights and more.